The Coalition Against Insurance Fraud does not directly accept reports of suspected fraud.
If you suspect insurance fraud, you can report it through either of these channels:
- National Association of Insurance Commissioners (NAIC) Online Fraud Reporting System. Your report will be routed to the appropriate state fraud bureau.
- State fraud bureaus: Contact your state fraud bureau directly.
Provide information
Include the following information, if available:
- What happened: Describe the suspected fraud, why you suspect it, and when and where it occurred.
- Who was involved: Include names, contact information and relevant websites or social media accounts for people or businesses involved.
- Insurance details: Identify the insurer and any policy or claim numbers.
- Money involved: Include known or estimated amounts claimed, paid or lost.
- Supporting evidence: Provide relevant records, bills, photos, emails or text messages.
- Witnesses: Include names and contact information for anyone with relevant knowledge.
- Previous reports: Note any insurer or agency already contacted and any report number.
Immunity for reporting
Hesitant to report insurance fraud? Most states offer immunity from civil liability when you report suspected insurance fraud in good faith.
Note: Immunity protections vary by state.