On February 28, 2026, detectives of the Philadelphia District Attorney’s Insurance Fraud Unit arrested 37 year old Desiree Morris of Philadelphia, PA and charged her with Insurance Fraud, Attempted Theft by Deception and Theft Unlawful Taking. According to the criminal complaint, Morris is a postal worker for the United States Postal Service. On March 26, 2020, Morris claimed that she suffered posttraumatic stress disorder after she was caught in a crossfire during her delivery route. On March 27, 2020, Morris signed a traumatic and injury claim form for continuation of pay due to the incident. During a medical evaluation for the Department of Labor, Morris reported being fearful and unable to go out in public unless accompanied by a family member. For the time period of January 2022 through January 2025, Morris signed several CA-1032 forms indicating that she has not worked for any employer during this time. As part of the claim investigation, video footage was obtained and unemployment records verified that Morris had been driving for rideshare companies, Uber and Lyft from 2023 through 2025. According to the complaint, the investigation also revealed that Morris had been employed with Piedmont Airlines as a ramp agent for the third and fourth quarters of 2022. Reportedly, Morris was paid a total of $83,430 in workers’ compensation benefits since 2023.
On February 27, 2026, detectives of the Delaware County District Attorney’s Office arrested 32 year old Tiara Carter of Brookhaven, PA and charged her with Insurance Fraud. According to the criminal complaint, Carter filed a claim with Liberty Mutual Insurance on January 26, 2026, for damage to her vehicle, claiming that it was hit while parked outside of her residence. Carter provided photos of the damage in support of her claim; however, metadata revealed the photos were taken prior to Carter’s collision coverage becoming effective.
On February 24, 2026, detectives of the Philadelphia District Attorney’s Insurance Fraud Unit arrested 55 year old Keith D. Williams of Philadelphia, PA and charged him with Insurance Fraud and Attempted Theft by Deception. According to the criminal complaint, it is alleged that Williams filed a claim with Liberty Mutual Insurance for damage he stated his vehicle sustained while parked and unattended in front of his residence. However, according to the complaint, the vehicle’s electronic recorder reportedly revealed that the vehicle was in motion at the time of impact and therefore had not been damaged in the way Williams claimed.
On February 19, 2026, detectives of the York County District Attorney’s Office filed a criminal complaint charging 70 year old Cheryl A. Spangler of York, PA with Insurance Fraud. According to the complaint, Spangler reported to Progressive Insurance that her grandchild’s vehicle struck a deer, causing front-end damage. Spangler was informed that her Progressive policy did not include comprehensive coverage, and Spangler did not file a claim at that time. On November 12, 2025, Spangler added comprehensive coverage which became effective November 17, 2025. Spangler contacted Progressive again on November 21, 2025, to file a claim, stating the deer strike occurred that same day. According to the complaint, during a follow-up call on November 25, 2025, Spangler initially denied remembering the earlier call but later claimed the deer strike occurred on November 11, 2025, prior to Spangler adding comprehensive coverage to her policy.
On February 19, 2026, detectives of the Delaware County District Attorney’s Office arrested 53 year old Aminata Kabbah of Clifton Heights, PA and charged her with Insurance Fraud. According to the criminal complaint, on April 7, 2025, Kabbah’s son was involved in a single-vehicle accident. Kabba’s son was not a listed driver on the Progressive Insurance auto policy for the vehicle owned by the defendant. Kabbah applied for the insurance policy on July 29, 2024, but allegedly failed to disclose her son as a resident relative and driver, which the complaint states would have increased Kabbah’s premium from $4,089 to $7,960.
On February 13, 2026, detectives of the Allegheny County Police Department filed a criminal complaint charging 25 year old Morgan A. Ellsworth of Pittsburgh, PA with Insurance Fraud. According to the complaint, on February 5, 2025, Ellsworth purchased an auto insurance policy from Progressive Insurance. On February 10, 2025, Ellsworth filed a claim stating her vehicle was damaged by a “phantom vehicle” after the policy was purchased. Ellsworth submitted photos in support of her claim; however, the photos were timestamped December 25, 2024, indicating the damage occurred prior to her purchasing the Progressive policy.
On February 13, 2026, detectives of the Allegheny County Police Department filed a criminal complaint charging 29 year old Steven Castro of McKeesport, PA with Insurance Fraud. According to the complaint, on July 7, 2025, Castro purchased and auto insurance policy from Progressive Insurance at 2:25 PM. Later that day, at 6:50 PM, Castro filed a claim with Progressive stating that his vehicle had been damaged in an accident earlier that afternoon. According to the complaint, records from C&D Towing and Recovery and the McKeesport Police Department revealed that the accident occurred at 9:10 AM, several hours before the Progressive policy was purchased.
On February 12, 2026, detectives of the Delaware County District Attorney’s Office arrested 44 year old Kimberly M. Horne of Sharon Hill, PA and charged her with Insurance Fraud. According to the criminal complaint, Horne was involved in a rear-end collision with another vehicle. Reportedly, after the accident, Horne provided expired insurance information to the other driver and requested the other driver delay reporting the incident so she could renew her policy with Glacier Insurance. It is alleged that after Horne renewed her policy, she misrepresented the time the accident occurred to reflect her renewed policy was in place.
On February 12, 2026, detectives of the Delaware County District Attorney’s Office arrested 38 year old Michael A. McNair of Clifton Heights, PA and charged him with Insurance Fraud and Criminal Use of Communication Facility. According to the criminal complaint, McNair filed a claim for an accident involving his vehicle on January 3, 2025, shortly after purchasing a GEICO Insurance auto policy on December 26, 2024. Reportedly, an investigation revealed that the damage reported in the claim was preexisting and had already been covered by a previous insurance policy with Allstate Insurance for an accident that occurred on November 16, 2024. The damage from the November 16 accident was never repaired.
On February 10, 2026, detectives of the Northeast Pennsylvania Insurance Fraud Task Force filed a criminal complaint charging 43 year old Kristy M. Cimilluca of Plymouth, PA with Insurance Fraud and Attempted Theft by Deception. According to the complaint, on November 1, 2025, the defendant initiated an online claim against Sentry Insurance. The defendant claimed that while she avoided a deer, a car was coming toward her with high beams and that she was blinded and sideswiped and lost control of her vehicle, spinning around and hitting trees. Cimilluca stated that the accident occurred at approximately 4:00 AM and that she passed out and therefore was unable to get any information or even a description of the vehicle because she passed out. According to the complaint, another claim was initiated on November 1, 2025, against Farmers Insurance by an Uber driver who stated that he had been dispatched to pick up a passenger, and when he arrived at the location, he observed a man and woman, identified as Cimilluca, engaged in an altercation. The Uber driver provided video footage of the altercation. According to the complaint, the video footage the Uber driver provided in support of his claim to Farmers Insurance showed the altercation. Cimilluca was operating a vehicle, and the male was on foot. Cimilluca is heard yelling that if the male were to get into the Uber vehicle, she would run it off the road, and as the male walked toward the Uber, Cimilluca quickly accelerated toward the male, nearly striking him with the vehicle. Cimilluca is then seen driving her car to the vicinity of the Uber vehicle and heard telling the Uber driver that if the male got in his vehicle, she would run him off the road and then positioned her vehicle to face the Uber vehicle. When the male got into the Uber, Cimilluca accelerated her vehicle and struck the Uber vehicle with her vehicle. As a result of interviews and video evidence, it is alleged that the collision was an intentional act on Cimilluca’s part and that Cimilluca’s vehicle had not been damaged from swerving to miss hitting a deer.