On February 10, 2026, detectives of the Lehigh County District Attorney’s Office filed a criminal complaint charging 31 year old Juan D. Martinez Torres of Allentown, PA with Insurance Fraud. According to the complaint, Martinez Torres filed an insurance claim with USAA Insurance on June 6, 2025, for a stolen Rolex Date Just 41 mm diamond-encrusted wristwatch, valued at $28,500. The defendant initially reported paying over $20,000 in cash for the watch but later provided a receipt showing a $3,000 cash payment and a $12,000 trade-in and mentioned paying $8,433 with a credit card and trading in a Cuban bracelet for $3,500. According to the complaint, USAA reportedly determined the watch’s serial number corresponded to a 35 mm model, not a 41 mm, and suspected the defendant altered metadata on images related to the claim. The defendant later admitted to requesting a receipt from the seller during the investigation as he did not receive one at the time of purchase. Furthermore, Martinez Torres reportedly acknowledged paying $3,000 in cash and $8,433 via credit card for the watch, contradicting his earlier statements.
On February 9, 2026, detectives of the York County District Attorney’s Office filed a criminal complaint charging 31 year old Kimberly Moreno of York, PA with Insurance Fraud and Theft by Deception. According to the complaint, Moreno allegedly claimed that she added glass and comprehensive coverage to her Progressive Insurance auto policy before discovering damage to her vehicle’s windshield. However, a photograph of the windshield was reportedly shown to have been taken prior to Moreno adding glass and comprehensive coverage to her policy.
On February 3, 2026, detectives of the Delaware County District Attorney’s Office arrested 40 year old Ronald A. Clay of Yeadon, PA and charged him with Insurance Fraud and Criminal Use of Communication Facility. According to the criminal complaint, Clay ordered a rideshare vehicle on May 19, 2025, for another individual and her infant son. On May 27, 2025, Clay filed an insurance claim with GEICO Insurance allegedly stating that he was injured in the accident; however, Clay was not in the rideshare vehicle as was reportedly confirmed by the rideshare driver as well as the individual for whom Clay ordered the service.
On February 2, 2026, detectives of the Delaware County District Attorney’s Office arrested 46 year old Willie Jacob of Philadelphia, PA and charged him with Insurance Fraud and Criminal Use of Communication Facility. According to the criminal complaint, Jacob reported to his insurer, Progressive Insurance, that a February 21, 2025, accident caused damage to his vehicle. However, evidence reportedly showed that the vehicle had been involved in an accident and towed to a repair shop on February 6, 2025, prior to Jacob adding comprehensive and collision coverage to his insurance policy. It is alleged that Jacob misrepresented the date of the accident to reflect the added coverage was obtained prior to the accident.
On January 30, 2026, detectives of the Lehigh County District Attorney’s Office filed a criminal complaint charging 35 year old Ashleigh Tweedie of Coopersburg, PA with two counts of Insurance Fraud. According to the complaint, it is alleged that Tweedie filed a false auto accident claim with Permanent General Assurance Company during a lapse in coverage. Tweedie allegedly reinstated the lapsed policy after the accident and subsequently filed the claim, misrepresenting the time of the accident.
On January 30, 2026, detectives of the Delaware County District Attorney’s Office arrested 47 year old Michell L. Richardson of Upper Darby, PA and charged her with Insurance Fraud and Criminal Use of Communication Facility. According to the criminal complaint, Richardson submitted a claim to Nationwide Insurance on September 29, 2025, for $795, citing veterinary expenses for euthanizing her cat. Upon investigation, the hospital reportedly confirmed that the invoice that Richardson provided in support of her claim was fraudulent and that they had no record of Richardson or the alleged euthanasia.
On January 30, 2026, Office of Attorney General special agents arrested 39 year old Ramon R. Coleman, II of Pittsburgh, PA and charged him with Insurance Fraud and Attempted Theft by Deception. According to the criminal complaint, on December 21, 2024, at 11:33 PM, Coleman obtained a Progressive Insurance Company auto policy to cover his 2023 Hyundai Sonata. On December 23, 2024, at 5:54 PM, Coleman filed a claim with Progressive, indicating that his vehicle sustained front-end damage due to a crash because of icy road conditions on December 23, 2024, at about 5: 30 PM. During the first interview with Progressive, via a recorded telephone call on December 24, 2024, Coleman stated the time of the crash was approximately 1:00 AM on December 23, 2024. Coleman claimed he was attempting to drive down an icy hill near a Pittsburgh neighborhood when he lost control of his vehicle and struck a large rock at the bottom of the hill. During multiple recorded phone interviews with Progressive, Coleman maintained that the accident occurred in the early morning hours of December 23, 2024, after he purchased the policy on December 21, 2024. Investigators received photographs of the reported incident from a homeowner in the neighborhood where the crash occurred. When the metadata was extracted from the supplied photographs, the timestamp showed December 21, 2024, at 9:44 PM. In several photographs, a white Hyundai Sonata can be seen at the bottom of an icy hill near several other vehicles. Investigators also reviewed historical weather data for December 21, 2024, which revealed a winter weather advisory with “lake front snow effects”, but the historical weather data for December 23 noted “back to the upper 30s…with increasing clouds”, which confirmed that the conditions described by Coleman did not exist on the evening of December 23rd. The claim was denied.
On January 29, 2026, detectives of the Allegheny County Police Department filed a criminal complaint charging 37 year old Anton D. Mudd of Pittsburgh, PA with Insurance Fraud. According to the complaint, on November 13, 2025, Mudd purchased an auto policy from Progressive Insurance at 8:47 AM. Mudd, subsequently at 9:39 AM, filed a claim stating that his car was damaged earlier that morning when he opened his car door into oncoming traffic while dropping his son off at school. Mudd stated the incident occurred around 9:00 AM, after the policy was purchased. According to the complaint, the other driver involved in the accident provided photos with timestamps showing the incident occurred at 8:33 AM, prior to Mudd purchasing the Progressive policy.
On January 29, 2026, Office of Attorney General special agents arrested 39 year old Sarah J. Payne of Slippery Rock, PA and charged her with Insurance Fraud and Attempted Theft by Deception. According to the criminal complaint, in January 2024, Payne received a 2007 Toyota Corolla from her aunt that was covered under her USAA Insurance policy for both comprehensive and collision coverage. On May 12, 2024, Payne filed a claim with USAA stating that several vehicle parts, including the exhaust system and tires, were stolen from her vehicle. Payne also claimed that the title, registration, and license plate were stolen. The investigation revealed that Payne took her vehicle to no less than four different auto repair shops between July 2024 and April 2025 for a variety of issues involving the tires, exhaust system, and alternator. She did file a police report with the Slippery Rock Police Department (SRPD) in February 2025 concerning the alleged theft of these parts. Payne, in both her recorded interviews with USAA and the statement she gave to local police, noted that she believed that the auto parts at issue were stolen by one or more male acquaintances. Specifically, Payne stated that she believed that one or more of these individuals stole the auto parts in question and replaced them with used and/or inferior versions of the same parts. Investigators contacted and conducted interviews with employees from the various auto repair businesses and auto parts stores mentioned in the USAA claim file. A copy of the SRPD report was also obtained. The investigation repeatedly revealed that Payne’s vehicle was in a state of disrepair in 2024 and 2025 and consistently required a variety of repairs to pass state inspection or, at the very least, to remain operational. It was determined that Payne took her vehicle to several auto repair shops to have the broken exhaust system temporarily welded. It was also discovered that her tires barely passed state inspection in 2024 and would have been due for replacement in early 2025. This information was corroborated through the interview of staff at a local auto parts store. In September 2025, when interviewed by investigators at her residence, Payne admitted that perhaps her auto parts were never stolen, but she still maintained that they had to have been at least replaced with used and/or inferior versions, given the frequency at which her car required repairs to remain roadworthy. The claim was denied.
On January 28, 2026, detectives of the Delaware County District Attorney’s Office arrested 29 year old Jacob B. Ordonio of Wayne, PA and charged him with Insurance Fraud and Criminal Use of Communication Facility. According to the criminal complaint, Ordonio reinstated his lapsed Progressive Insurance auto policy on February 17, 2025. His policy had lapsed due to nonpayment on February 8, 2025. Ordonio filed a claim on February 19, 2025, for damages to his vehicle, stating that the damages to his vehicle took place after he reinstated his lapsed policy. According to the complaint, a Progressive special investigator questioned Ordonio as to why he had been on his Progressive App initiating a claim at a time his policy was still lapsed. Ordonio reportedly stated that he had gone back to look at pictures on his phone and admitted that the loss occurred on February 16, 2025, during the time his policy was lapsed.