(a) An insurer that has reason to believe that a fraudulent claim has been made against it shall send the director a report disclosing information that the director may require. (b) An insurer, employee, or agent of an insurer or another person acting without malice is not subject to civil liability for the filing of the report or furnishing other information required by this section or by the director. (c) The director shall investigate facts reported under this section and shall refer facts indicating a violation of law to the appropriate prosecutor.